Fairfield County Estate Planning & Real Estate Law Blog

Tuesday, November 17, 2015

College Education: Help or hindrance when buying a home

Based on a study done by Trulia, in some real estate markets it is impossible to save enough money for a down payment on a house. However, in other areas in the country, it takes college graduates longer to save to put a 20% down payment on your first home than a high school graduate. This does not mean one should forego college, since a college graduate’s earning potential is much greater than a non-college graduate’s. If you are interested in find what markets easier to purchase your first home without a college education, check out the article list beyond.

The other possibility is to purchase a home without having a 20% deposit; however, one have must consider the added cost of Private Mortgage Insurance. If you have any questions or concerns about buying a home or Private Mortgage Insurance, please feel free to contact to the Law Office of Kishore I. Kapoor.

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Friday, November 6, 2015

Getting Ready to Retire?

In a recent survey done by MassMutual, 72% of Americans failed this 10-question test about Social Security. Yahoo Finance has these questions and has the corresponding answer listed and has a 2-minute video that explains how social security is calculated. There is also a link to MassMutual survey with an in-depth explanation of each answer. If you have other questions, please feel free to contact the Law Office of Kishore I. Kapoor, LLC

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